How to Read Your Homeowners Insurance Policy, and Understand It | Even if you’ve bought a home before, navigating the world that is your homeowners insurance policy can be incredibly overwhelming. For new buyers, it’s like looking at a foreign language. While many are choosing to rent instead of ...

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The 7 Most Important Things to Do Before Signing That Rental Agreement | Don’t put pen to paper just yet! At least not until you do some homework first on that rental agreement first. Remember, once you sign that lease, barring some seriously extenuating circumstances, you’ll be locked in until y...

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The Most Effective Methods to Prevent Your Business from Being Sued | Walmart doesn’t have to worry. Neither does Apple or Amazon. Something happens, they have the resources to refill and replace. But small and medium-sized United States businesses look at a 12 percent chance that at some point i...

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How to Read Your Homeowners Insurance Policy, and Understand It | Even if you’ve bought a home before, navigating the world that is your homeowners insurance policy can be incredibly overwhelming. For new buyers, it’s like looking at a foreign language. While many are choosing to rent instead of ...

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It’s important to consider the health of your automobile; considering it’s the vessel that gets you from point A to point B, it makes sense to invest in it for the long-term.

What if you want to really get some traveling in with your car? When you don’t take care of your car, it’s not going to l...

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With summer fast approaching, some business owners might want to jump into the campground industry. Campgrounds are incredibly versatile and are staples within many communities. Having your own campground that allows RV camping can be a huge source of income. Nothing beats a relaxing night in the...

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A report from the United States Department of Justice showed that from 1993 to 2010, more crimes were committed in summer months compared to the rest (spring, fall, winter). More data has shown that even though there’s been a steady decrease in crime, there are still over 2.5 million burglaries a...

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Some traffic incidents cause heart pounding reactions, like stolen cars, car crashes, and near-misses. Unsurprisingly, hit-and-runs can be one of the most upsetting. When a driver hits a pedestrian, property or another car, or causes a collision, and then either flees the scene or doesn’t provide...

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The Fair Labor Standards Act, along with state wage payment laws, covers practically every aspect related to someone’s pay and work hours. By not complying with these important standards, employers are constantly bumping into wage and hour issues. Violations can be significant and employers’ pote...

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Insurance Services

  • Homeowners Insurance

    Your home is your pride and joy; most likely one of the largest investments you will make. It’s a place where you will create memories with your family, meet neighbors who will become good friends, and build a life. At Thayer-Innes Insurance Agency and Freeman Bunting Insurance Agency, it’s been our priority to tailor custom homeowners insurance policies for residents throughout Southeast Michigan and the surrounding areas as well as in Ohio, Indiana and Illinois. We can do the same for you.
  • Auto Insurance

    You probably can’t even count how many minutes you spend in your car, especially if it is a family vehicle running errands and taking the kids back and forth to their events and activities. That being said, it’s imperative you have a comprehensive personal auto insurance policy in place to financially protect you as a driver, as well as the loved ones you transport.At Thayer-Innes Insurance Agency and Freeman Bunting Insurance Agency, we understand the importance of providing the right coverages at the right price, specifically for your needs. We insure individuals and families throughout Southeast Michigan and the surrounding areas, Ohio, Indiana, and Illinois, giving them peace of mind behind the wheel.
  • Specialty Coverages

    Your personal insurance coverage is so much more than just a promise of financial reimbursement; it’s how you ensure that your loved ones are protected and your way of life is secure. At Thayer-Innes Insurance Agency and Freeman Bunting Insurance Agency, we understand that our clients are entrusting us with the financial care of their family, home, transportation, and more. We offer a long list of specialty coverages to protect your personal insurance needs, as highlighted below.
  • Business Insurance

    Thayer-Innes Insurance Agency and Freeman Bunting Insurance offer all the necessary business insurance policies needed to protect companies throughout the communities we serve. We have access to multiple carriers, which allows us to offer a broad spectrum of coverages, including package policies.
  • General Liability

    There are many factors that require consideration when determining the insurance coverage you need and the premiums necessary to obtain general liability protection. Our staff will look at not only the potential risks of your business, but also your company’s prior loss history and the size of your operation. Your general liability policy will cover injuries to third parties on your premises and the costs of damages that occur to a third-party’s property that is either caused by you or your employee and that you would be held legally liable for.
  • Specialty Insurance

    Certain businesses fall into a segment that is harder to insure than a standard brick and mortar company, due to their unique loss exposures. These businesses need insurance coverage that responds to the most unusual or highest risks. Specialty lines insurance markets require focused underwriting knowledge and careful application review. They also involve strong claims advocacy, as several specialty business classes can be the most difficult and emotional to handle, especially for youth groups and non-profits that often involve children or other vulnerable individuals.


a year ago
We've used Thayer-Innes for all our insurance for years. They always are professional and friendly and take care of everything very quickly and efficiently.
- Nancy T
2 years ago
I have been a client of Thayer Innes Insurance since 1998. The agency has never been anything but professional! I have referred many people to this agency and will continue to do so in the future. I have never had any problems with any claims I have had to make. They have always looked out for my best interest.

Who We Are

Individuals and business owners have relied on the comprehensive insurance solutions provided by Thayer Innes Insurance Agency and its sister firm, the Freeman Bunting Insurance Agency, for decades. We are known for our vast selection of insurance policies and our competitive pricing. Best of all, our insurance packages are backed by our commitment to customer service excellence. Whether you are in the market for car insurance or are seeking insurance protection for your business in the state of Michigan, our team of insurance professionals is only a phone call away.

Personal Insurance by Thayer Innes and Freeman Bunting

Based in Ann Arbor, Michigan and serving property owners and drivers for almost 30 years, the Thayer Innes Insurance Agency offers a wide variety of coverages and insurance packages, each tailored to your unique needs. The Freeman Bunting Insurance Agency offers the same personal insurance solutions and is geared toward assisting the communities in and around our Ypsilanti, Michigan headquarters. Both of our agencies work closely with some of the nation’s largest and most highly-respected insurers, allowing us to deliver insurance products at competitive, affordable rates.

Our personal lines of insurance are designed to provide valuable protection for you, your family members, and your financial assets, including home, auto, and recreational equipment. We offer a range of personal insurance policies, including:

  • Automobile Insurance
  • Homeowners Insurance – including high-value homeowners policies
  • Renters Insurance
  • Boat Insurance
  • Recreational Vehicle (RV) Insurance
  • Inland Marine Insurance
  • Motorcycle Insurance
  • Personal Umbrella Insurance

Whether you own a home, a multi-family dwelling, a motorcycle, or a car, Thayer Innes and Freeman Bunting have an insurance solution for you. We work closely with each client, developing insurance packages that meet your coverage needs and your budget perfectly. This attention to detail is why thousands of people have turned to our insurance agencies over the years, and we are dedicated to helping you protect your and your family’s assets.

Business Insurance by Thayer Innes and Freeman Bunting

Our agencies have made a name for themselves in providing great insurance at affordable rates. Just like our personal insurance products, our business insurance solutions are designed to protect assets while meeting all of your specific needs as a business owner. We have worked with the business communities of Ypsilanti and Ann Arbor for many years, and in that time have expanded our products to provide the protection business owners need against the risks they face in their operations. Our business insurance solutions include both general and specialty policies, such as:

  • General Liability Insurance
  • Professional Liability Insurance
  • Workers Compensation Policies
  • Directors & Officers Liability Insurance
  • Employment Practices Liability Insurance
  • Business Package Policies
  • Property Insurance
  • Commercial Vehicle/Auto Insurance
  • Commercial Umbrella Insurance

The Thayer Innes and Freeman Bunting Insurance Agencies have decades of experience helping business owners protect their assets. We also have many years of experience in specialty business niches, and have a keen understanding of the unique risk exposures specialty businesses have. We provide custom-tailored insurance coverages for a wide range of specialty business interests, including:

  • Dance schools and dance studios
  • Non-profit organizations, including volunteer organizations
  • Special events companies
  • Health clubs
  • Campgrounds, camps, and youth programs

The Trusted Choice in Insurance Solutions

Thayer Innes and Freeman Bunting Insurance Agencies are members of Trusted Choice. This is a sign of our commitment to our many customers and demonstrates our dedication to customer service excellence. We provide personal and business insurance products that are crafted for each client, all at affordable prices. Our agencies strive to be industry leaders in maintaining the highest ethical standards.

Our team of experienced insurance professionals provides personalized service, regardless of your insurance needs. We take the time to explore options with you, explain coverage types and limits, and treat you with the respect and professionalism you deserve. The result is insurance packages that fit your unique needs and risk exposures. Thayer Innes and Freeman Bunting believe that to be successful, we need to forge long-term relationships with our clients. The trust we build and the products we offer are unrivaled in the state of Michigan.

Get Started Today on Valuable Insurance Protection

Thayer Innes Insurance Agency and Freeman Bunting Insurance Agency have built our reputations on quality, service, and selection. We offer a wide range of insurance coverages for both individuals and for businesses. To get started on a custom-tailored insurance policy or to learn more about our products and services, please call our team today by dialing (855) 395-6316. We also provide a convenient online form – simply fill it out and submit it and one of our representatives will be in touch promptly.

Contact Us


Call now
  • (734) 662-4567


Get directions
3380 Travis Pointe J
Ann Arbor, MI 48108
United States

Business Hours

Mon:9:00 AM – 5:00 PM
Tue:9:00 AM – 5:00 PM
Wed:9:00 AM – 5:00 PM
Thu:9:00 AM – 5:00 PM
Fri:9:00 AM – 5:00 PM
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